Problems are experienced in getting Income Tax refunds whenever some assesse changes bank other than that mentioned in Income Tax returns. Many banks are in process of changing account-numbers due to technical reasons. In such cases, refunds sent electronically are bounced back causing great difficulty to the assesses. System should be modified whereby all possible details about PAN-card holder including bank-details, passport-details, mobile-number, e-mail ID, aadhar-details, voter-card number and all other available details are registered in data of PAN-cards with Income Tax department. Provision should be there whereby PAN-card holder may be able to modify or change any of the details by getting One-Time-Password (OTP) on mobile-numbers and uploading relevant documents for verification on website like can be done for modifying details in Aadhar-cards. PAN-card then can also be used as single identity-card with all details in case of need.
Providing such details especially of passports will enable tax-enforcing-authorities to impound passports in case of need cautioning agencies at all exit points from the country.
SUBHASH CHANDRA AGRAWAL