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आर्थिक

Air-travel at government-expense should be only in economy class

Air-travel at government-expense should be only in economy class

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Huge amount of public-money wasted in allowing those in legislature, judiciary, bureaucracy and officers of public-sector-undertakings to travel through super-costly Business-Class rather than Economy-Class in domestic flights. It is significant that all those travelling at public-expense if travelling through biggest domestic airliner Indigo have to travel in Economy-Class because fortunately Indigo does not have any Business-Class. If travel can be made in Economy-Class in Indigo flights, there is no reason that those travelling in Business Class of other airliners may not be able to travel in Economy-Class of other airliners having separate Business Class. However all airliners can be directed to reserve first two rows of Economy Class for those presently entitled for travel in Business...
Now 20-rupees coin being forced with public already bearing unpopular 10-rupee coins

Now 20-rupees coin being forced with public already bearing unpopular 10-rupee coins

आर्थिक
It refers to shocking announcement coming from Coin and Currency Division of Department of Economic Affairs (Union Finance Ministry) about double-coloured 12-edged polygon dodecagon-shaped 20-rupee coins with diameter of 27 millimetres. Decision comes at a time when general people are not at all comfortable with prevailing 10-rupee coins already in circulation for last so many years. Frequent reports of unacceptability of these 10-ruppe coins has even led Reserve Bank of India RBI issuing warning for legal action against those not accepting 10-rupee coins. It is beyond understanding who at Union Finance Ministry takes such unwise decisions like the present one of issuing heavy twenty-rupee coins. Otherwise also, system must be to issue either currency-note or coin of a particular denomi...
Both coin and currency-note must not be for particular denomination

Both coin and currency-note must not be for particular denomination

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It refers to Reserve Bank of India RBI warning that refusing to accept ten-rupee coins can end up in facing legal action. It is a common knowledge that people in general do not like having bulky ten-rupee coins also because fake ten-rupee coins are much in circulation. There must be a policy whereby coins and currency-notes in same denomination may not be simultaneously in circulation. Presently denominations of rupees one and ten are two such denominations for which RBI issues both coins and currency-notes. Minting of unpopular ten-rupee coins should be immediately stopped and plastic-notes of ten-rupee denomination having much longer life should be issued as was announced long back by the then Union Minister of Finance Namo Narain Meena on 12.03.2013 in a written reply in Rajya Sab...
Torturing unsecured loans by banks and NBFCs should be banned

Torturing unsecured loans by banks and NBFCs should be banned

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Non-Banking-Finance-Companies NBFCs and banks lure people through mobile-calls for getting unsecured loans without any collateral security on post-dated cheques or banking-instruction for auto electronic-clearing for Equated Monthly Installments EMIs. But when are somehow not able to clear EMIs on presentation, then these money-lending companies badly torture loan-takers through ugly threats in full voice. Legal notices sent are shown delivered by conspiring with private courier-agencies. What more, money-lending companies file court-cases in far-away cities other than of the loan-taker despite office of the company also being situated in the city of loan-taker so as to unduly harass the loan-taker. Mobile-calls for luring such loans should be totally banned. Terms must be so regulat...
Server and internet problem at Corporation Bank

Server and internet problem at Corporation Bank

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Three major problems in server and internet-working of Corporation Bank are causing big problems to customers. Internet-banking not working properly. While old passwords are not opening, any effort for change in old passwords to overcome the problem is not being possible. In CorpClassic Savings Accounts, option to change for “Maximum interest-rate for Minimum period” is not possible due to server-problem at the Bank Provision for interest-levy in PPF accounts is not there. No interest was credited even for the accounting year 2017-18. PPF interest for the year 2017-18 should be now added further ensuring auto-credit of PPF interest as per rules every year Cover-page of PPF pass-books does not print complete entries. All types of forms should be available on the bank-websit...
Mobile-companies should auto-update tariff-plans in case of reduction in tariffs

Mobile-companies should auto-update tariff-plans in case of reduction in tariffs

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There is frequent downward revision in post-paid tariff-plans of mobile service-providers due to stiff competition by new-comer JIO. In recent past ever since JIO has entered as mobile service-provider, heavy reduction in post-paid tariff-plans by other mobile service-provider is quite common. But these mobile service-providers are looting unaware customers who by and large are unaware of such revised lower tariff-plans. Telecom Regulatory Authority of India TRAI should ensure that mobile service-providers may auto-revise post-paid tariff-plans in case of introduction of new reduced tariff-plans. Also it may be compulsory to inform post-paid customers by separate registered post about revised tariff-plans. Such communication must not be sent as enclosure to bills, because it is usual th...
Bring petrol-diesel under GST by one-time reforms in GST-rates

Bring petrol-diesel under GST by one-time reforms in GST-rates

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Daily rise in petrol and diesel should make all petroleum products under GST. Instead of daily price-rise, hike should be in multiples of one rupee when needed. There should be a ban on production of diesel-cars where diesel is deliberately priced low despite being almost same procurement-price to give relief to public-transport and transportation. Revenue-loss can be compensated by adopting two-tier GST rates of 10 and 30 percent normally except on super-luxury items presently attracting cess, abolishing all others including zero-rate GST-slab. Items of long-lasting use even including like TV-sets and fridges of all models should attract 30-percent slab. Instead of imposing cess, extra GST-rates in multiples of 100 should be there so that luxury items requiring cess may have extra-ordi...
Sharp decline in small savings is a cause of worry: Safeguards necessary for senior citizens

Sharp decline in small savings is a cause of worry: Safeguards necessary for senior citizens

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Latest data released by Reserve Bank of India (RBI) shows a sharp decline in small savings in first eight months of financial year 2017-18 when small savings schemes amounted to just rupees 40,429 crore, a seven-fold dip from Rs 2,75,682 crore in the corresponding period of the previous year. Evidently it is at cost of more investment in mutual-fund schemes where political and other factors can suddenly harm the investors like happened in investment in properties. A sharp decline in interest-rate was anticipated post-demonetisation when Jeevan Akshay pension-plan of LIC of India for the reason witnessed maximum investment in that period. But with currency-circulation crossing what it was before demonetisation, reduced interest-rate in government savings-schemes should be restored with t...
सबको खुश करता, सबका बजट

सबको खुश करता, सबका बजट

addtop, Today News, आर्थिक
नरेन्द्र मोदी सरकार में कार्यवाहक वित्त मंत्री पीयूष ने साल 2019-20 के अंतरिम बजट प्रस्तावों से  मिडिल क्लास, किसान, सेना, रेलवे और अन्य सभी संभव क्षेत्रों को दिल खोलकर बांटा है। इस तरह से उन्होंने सबको खुशकर  करदिया है। अगर बात मिडिल क्लास के लिए टैक्स स्लैब की करें तो अब 5 लाख रुपये तक की आय पर किसी तरह का आयकर नहीं लगेगा, यह सीमा पहले 2.5 लाख रुपये तक की थी। इस तरह के देश के करोड़ों नौकरीपेशा लोगों को एक बड़ी राहत मिली है। दरअसल मिडिल क्लास कहीं न कहीं ये मानने लगा था कि सरकारें उनसे टैक्स तो कसकर लेती हैं, पर उन्हें राहत कभी नहीं देती। अब कम से कम  इस वर्ग को शिकायत करने का कोई मौका नहीं रहा है।  अब सालाना 5 लाख तक की व्यक्तिगत आय वालों को इनकम टैक्स से मुक्त कर दिया गया है। मतलब  जिसकी सालाना आय 5 लाख से कम है उसे कोई भी टैक्स देना नहीं पड़ेगा। बेशक,हमारे देश के एक बहुत बड़े नौकरीपेशा...
आम आदमी को अच्छे दिनों का अहसास कराता बजट

आम आदमी को अच्छे दिनों का अहसास कराता बजट

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विपक्ष भले ही वर्तमान सरकार के इस आखरी बजट को चुनावी बजट कहे और कार्यवाहक वित्तमंत्री पीयूष गोयल के बजट भाषण को चुनावी भाषण की संज्ञा दे,लेकिन सच तो यह है कि इस आम बजट ने अपने नाम के अनुरूप देश के आम आदमी के दिल को जीत लिया है। जैसा कि प्रधानमंत्री श्री नरेन्द्र मोदी ने कहा, यह सर्वव्यापी, सरस्पर्शी,सरसमवेशी, सर्वोतकर्ष को समर्पित एक ऐसा बजट है जो भारत के भविष्य को नई ऊंचाइयों पर ले जाने के सपने अवश्य जगाता है जो कितने पूर्ण होंगे यह तो समय ही बताएगा। यह पहली बार नहीं है जब किसी सरकार ने चुनावी साल में बजट प्रस्तुत किया हो।  लेकिन हाँ, यह पहली बार है जब भारत की लोकतांत्रिक प्रणाली में जहाँ अब तक लगभग हर सरकार चुनावी साल के बजट में केवल आगामी लोकसभा चुनावों को ही ध्यान में रखकर बजट प्रस्तुत करती थीं, वहां इस सरकार ने आगामी दस सालों को ध्यान में रखकर बजट प्रस्तुत किया है। यही मोदी की श...