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RBI should altogether abolish concept of foreclosure charges

RBI should altogether abolish concept of foreclosure charges

addtop, TOP STORIES, आर्थिक
Reserve Bank of India in an RTI response dated 03.09.2009 had mentioned that RBI does not approve policy of foreclosure-charges on pre-payment of loans, but keeping short of issuing any directives. But subsequently foreclosure-charges in respect of home-loans were abolished by an RBI directive dated 05.06.2012 but only in respect of banks and not for Non-Banking-Financial-Companies (NBFC). However NBFCs themselves abolished foreclosure-charges in respect of home-loans due to their competition with banks in loan-business. RBI through its circular dated 07.05.2014 abolished foreclosure-charges for all types of loans given by banks to individuals followed by another circular dated 14.07.2014 abolishing foreclosure charges being charged by NBFCs from individuals also but only on loans with fl...
Amend rules for packaged commodities

Amend rules for packaged commodities

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Department of Consumer Affairs should amend the rules whereby it may be compulsory to pack all commodities in true metric-spirit in units of 1, 2, 5, 10, 20, 50, 100, 200, 500 gms or mltrs or ltrs or kgs or units only so that consumer may judge comparative prices of a commodity marketed by different companies. Any liberty to pack in units other than suggested ones gives manufacturers cheat consumers through gimmick packaging. Drug-manufacturers cheat consumers through gimmick packaging by packing commonly advertised medicines like cough-lozenges in eight per strip rather than normal ten because consumers judge prices per strip without realising number of lozenges per strip. It is necessary that suggested metric-system of packaging may be applicable on medicines also unless exemption is ...
Date of birth on marriage-cards: Accountability and transparency required in marriage-related expenses

Date of birth on marriage-cards: Accountability and transparency required in marriage-related expenses

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A District Collector of Bharatpur (Rajasthan) in the year 2012 made it compulsory to print dates of birth on marriage-cards, making it mandatory for printing-presses to first getting attested birth-certificates to avoid sealing of printing-press. Such and other noble ideas should be rather made compulsory all over the country for an effective check on marriage-related social evils. An estimated outlay of marriage-expenditure mentioning number of guests should also be printed on marriage-cards. When citizens demand accountability and transparency from government, they should also themselves be made transparent in marriage-related expenses to effectively check large-scale involvement of unaccounted money in marriages. List of gifts and cash-envelopes received/distributed on the occasions ...
Extend deadline to restrict sale of shares in physical form with adequate publicity

Extend deadline to restrict sale of shares in physical form with adequate publicity

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Security and exchange Board of India SEBI has fixed 05.12.2018 as date from which shares of companies will not be allowed to be transferred in physical form. But still there is a very large number of old share-holders who are not aware of SEBI decision. SEBI should extend the deadline till say 31.03.2018 but with regular and adequate media-publicity. Even all companies should be directed to inform individual share-holders to intimate about the decision both in Hindi and English so that aged ones specially may be able to transfer their holdings in physical form to their near ones or sell without requiring cumbersome procedure of Dematerialization DEMAT of shares. DEMAT accounts must have compulsorily nomination unless in joint names with DEMAT accounts allowed only in banks and public-secto...
BJP government should declare Shraddhanand Martyrdom Day as public holiday without adding new holiday

BJP government should declare Shraddhanand Martyrdom Day as public holiday without adding new holiday

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BJP led central government should honour Swamy Shraddhanand by declaring his martyrdom day of 25th December as gazetted holiday to respect sentiments of millions of Arya Samajists, without practically adding a holiday because the day is already a holiday for Christmas Day. The building where Swami Shraddhanand breathed his last is in congested Shraddhanand Marg (Naya Bazar) of Old Delhi. Government should acquire this building to convert into a national monument in memory of this great freedom-fighter whose activities were of prime importance not only for the freedom struggle but also for uplift of downtrodden, dalits and women. Swami Shraddhanand though being disciple of Arya-Samaj-founder Mahrishi Dayanand Saraswati, was an icon of national integration against British regime. He was t...
Ruling BJP gets 95-percent of electoral bonds pie: Bonds should carry names of donors

Ruling BJP gets 95-percent of electoral bonds pie: Bonds should carry names of donors

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Ruling BJP at the centre cornered major 95-percent share of total contributions made to various political parties through electoral bonds in the fiscal-year 2017-18. It is quite evident any ruling party will be getting major share of such opaque contribution because of contributors getting favours from the ruling party by themselves remaining anonymous. Contributions made to political parties should be perfectly transparent and cashless. Electoral bonds must carry names of contributors to prevent these as indirect and legalised bribing to ruling party. With central government motivating even small payments through digital banking like Bhim-app PayTM etc, ideal is to ultimately totally ban cash-contribution to any political party, with initially restricting it to rupees one hundred rather t...
Wrong media-reporting about new-to-be issued 75-rupees silver-alloy coin

Wrong media-reporting about new-to-be issued 75-rupees silver-alloy coin

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India media is confused in making general public thrilled about new-to-be issued silver-alloy commemorative coin to be issued on 30.12.2018 on occasion of 75th anniversary of tricolor-hoisting by Netaji Subhash Chandra Bose with 50-percent silver in a coin weighing 35 gms to be available at its face-value of just rupees 75 for silver-content worth approximately rupees 700. But bitter fact is that general public is kept out of such celebrations through issue of commemorative coins, because silver-alloy coins are now not issued to general public on its face-value. Silver-alloy commemorative coins for first time after independence issued on 02.10.1969 to commemorate Gandhi Birth Centenary was available at face-value of rupees ten at a time when value of silver-content in the coin was much ...
जनसंख्या नियंत्रण कानून के बिना रामराज्य असंभव है

जनसंख्या नियंत्रण कानून के बिना रामराज्य असंभव है

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भाजपा नेता और सुप्रीम कोर्ट के अधिवक्ता अश्विनी उपाध्याय ने चीन की तर्ज पर कठोर और प्रभावी जनसंख्या नियंत्रण कानून बनाने की मांग किया है! गाजियाबाद के रामलीला मैदान में जनसँख्या नियंत्रण रैली को संबोधित करते हुए उन्होंने कहा कि हजारो साल पहले भगवान राम तथा उनके भाई लक्षमण, भरत और शत्रुघन ने स्वयं हम दो-हमारे दो का पालन किया था जबकि उस समय जनसँख्या की समस्या इतनी खतरनाकनहीं थी और वर्तमान समय में तो जनसँख्या विस्फोट बम विस्फोट से भी अधिक खतरनाक है! उपाध्याय इसके पहले जनसंख्या नियंत्रण के लिए सुप्रीम कोर्ट में जनहित याचिका भी दाखिल कर चुके हैं ! उपाध्याय ने कहा कि प्रत्येक वर्ष 2 दिसंबर को राष्ट्रीय प्रदूषण नियंत्रण दिवस मनाया जाता है लेकिन जनसँख्या विस्फोट के कारण वायु प्रदूषण, जल प्रदूषण और ध्वनि प्रदूषण बढ़ता जा रहा है! उपाध्याय ने कहा कि चीन की तर्ज पर एक कठोर जनसँख्या नियंत्रण कानून के...
डॉ. दाभोलकर, गौरी लंकेश हत्या प्रकरण में निर्दोष सनातन संस्था को फंसाना ‘मालेगाव-2’ का षड्यंत्र !

डॉ. दाभोलकर, गौरी लंकेश हत्या प्रकरण में निर्दोष सनातन संस्था को फंसाना ‘मालेगाव-2’ का षड्यंत्र !

addtop, BREAKING NEWS, TOP STORIES, प्रेस विज्ञप्ति
दाभोलकर और गौरी लंकेश की हत्या के प्रकरण में अब जांच संस्थाएं अनेक कथानक सामने रख रही हैं । गौरी लंकेश हत्या प्रकरण में विविध हिन्दुत्वनिष्ठ संगठनों के 18 कार्यकर्ताओं के विरोध में पूरक आरोपपत्र प्रविष्ट करने के विषय में अत्यंत हास्यास्पद प्रसिद्धिपत्रक कर्नाटक के ‘विशेष जांच दल’ ने (एसआइटी ने) प्रसिद्ध किया । जबकि ‘सीबीआइ’ ने हिन्दू जनजागृति समिति और सनातन संस्था पर आरोपपत्र दाखिल करने के पूर्व ही आरोप लगाने आरंभ कर दिए हैं । अर्थात कर्नाटक में क्या हो रहा है, इस विषय में हम कर्नाटक में जाकर बात करेंगे ही; परंतु पिछले दस वर्षों का ब्योरा लें, तो कांग्रेस और सेक्यूलरवादियों का ‘मालेगाव - भाग 1’ विफल हो गया, तो अब ‘मालेगाव - भाग 2’ आरंभ करने का षड्यंत्र है । इसमें गिरफ्तार हुए कार्यकर्ता विविध संगठनों के हैं, तब भी निरंतर मीडिया के सामने नाम केवल सनातन संस्था का लेकर सनातन संस्था को लक्ष्य ...
Pakistan: Leopards Don’t Change Their Spots

Pakistan: Leopards Don’t Change Their Spots

addtop, Today News, TOP STORIES, विश्लेषण
There is saying in English ‘leopards don’t change their spots’. If any one believes that by opening the Kartarpur Sahib Corridor, Pakistan has opened the door for better ties with India, he is far removed from reality of the situation in the South East Asia. Not only India the target of Pakistan also includes Afghanistan. Kartarpur diplomacy should be viewed with Islamabad’s evil design on our border state of Punjab. Though it must be said that the opening of the corridor is a good cause for celebrations amongst our Sikh brothers and sisters who view this historic  Gurudwara from the Indian side of the border from distance to have ‘darshan’ and pay obeisance to the Shrine. For it was here that Gurunanak Debji had assembled the Sikhs in 16th century and it was here that he went for his hea...