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Huge balance is lying in inoperative accounts in banks with even many account-holders having forgotten about their bank-accounts. Reserve Bank of India (RBI) has introduced Know-Your-Customer (KYC) forms which has been made mandatory also for closing such inoperative accounts. Such cumbersome practice not only is causing difficulty to account-holders wishing to close their inoperative accounts, but also creating a big loss of man-hours of bank-employees apart from unnecessary data-entries and record-keeping. Frauds are reported through some bank-employees misappropriating funds in such inoperative accounts where amount is large. RBI should direct all banks to close all accounts not operated for say last three years, and send the remittance through pay-orders by Speed Post at last known ...

Union Bank of India in tune with practice of employing social media team by corporates of public and private sector for goods and services of use to commoners, has also made provision of having message-box on its facebook-page where prompt replies are given by employed social-med-a team. But this is a totally wasteful provision for facebook-page of Union Bank of India where members of its social-media team have two replies (a) contact branch-manager (b) lodge complaint on 18002082244 or 1800222244 without any resolution of the problem. It is noteworthy that such message-boxes provided by other companies ensure resolution of the problem. Customers go to facebook-page only after problem is not solved at branch level, and requires back-end resolution by concerned ones at Union Bank of India l...

Historical Chandni Chowk is being redeveloped for last some years having been slow-down mainly because of complete stop of work during lockdown and sometime thereafter. But now almost complete redevelopment having been finished, some bottle-necks are left for reasons best known to concerned authorities. Entry and exit points at Red Fort crossing connecting Chandni Chowk are not yet given finishing touch as yet making only one side of two-sided road usable for both entry and exit that too with several road-blocks and a temporary gate which is usually closed even between 9 pm to 9am when vehicular traffic is allowed in Chandni Chowk. Connecting streets and roads like to Dariba and Bhagirath Palace are yet to be properly linked to redeveloped Chandni Chowk with road-blocks put at entry point ...

System should be that all bank-accounts and deposits of central and state governments and public-sector-undertakings must compulsorily with public-sector banks only. It has otherwise also become necessary because of several private-sector banks like were closed either permanently or for some days. Even salary-accounts of employees in governments and public-sector should be with the respective public-sector banks where employer-authorities have their bank-accounts for easy and convenient banking through transfer. Employees may thereafter transfer funds from salary-accounts to any other bank if they so desire. Otherwise also governments should be duty-bound to promote public-sector banks. MADHU AGRAWAL

Presently Postal-Department issues computer-printed receipts where the portion used by Postal-Department has sticker while the portion given to consumer is without sticker. Postal-Department for convenience of users of postal-services should have sticker also in the portion given to the consumers so that they may not require gum at their end to affix it on their despatch-registers or documents. It will be benefit to public-exchequer by avoiding man-hours and gum to paste postal cash-receipts on their despatch-registers. Postal-Department will not be burdened extra because even presently one of the dual-portion of same cash-receipt still has sticker on back for the portion kept by Department of Posts itself. Rather ultimately it may be economical and convenient to print computer-statione...

लेखक:- इं. आलोक शर्मा (लेखक साफ्टवेयर इंजीनियर तथा ज्योतिष अलंकार हैं) आज कल पंचांग का प्रचलन बहुत ही कम है। जीवन की सभी घटनाओं का ब्यौरा हमारे पास सिर्फ ईसवी कैलेंडर के अनुसार ही है, कारण बहुत साफ़ है, घर में घडी भी ग्रेगोरियन कैलेंडर के अनुसार है, हाथ घडी भी ग्रेगोरियन कैलेंडर के अनुसार है यहाँ तक कि मोबाइल का प्रयोग समय देखने के लिए होने लगा है वह भी ग्रेगोरियन कैलेंडर अनुसार ही है। पंचांग के अनुसार किसी भी गणना का प्रयोग हम अपने दैनिक जीवन में नहीं करते हैं। ऑफिस, व्यापार सभी ग्रेगोरियन कैलेंडर के अनुसार ही चल रहे हैं तो फिर पंचांग के अनुसार समय का या किसी पर्व अथवा त्यौहार को मनाने का औचित्य क्या है? पंचांग अर्थात् पांच अंग – तिथि, वार, नक्षत्र, योग, करण। पुराण, उपनिषद् एवं अन्य ग्रंथों में घटनाओं का विवरण पंचांग के सन्दर्भ में ही दिया जाता है जिनमें से कई की पुरातनता 5000 वर्ष से...

Prime Minister Narender Modi on 27.12.2020 in his last Man-ki-Baat of the year 2020 remembered brave sons of Guru Govind Singh ji namely Zoravar Singh and Fateh Singh who preferred being martyred on 26.12.1704 within the wall built for the purpose rather than adopting Islam at orders of cruel Mughal Emperor Aurangzeb. Nehru-Gandhi Congress in its long regime after independence made all efforts to wash out memories of such unforgettable ones by glorifying members of Nehru-Gandhi family only. Present BJP government should act boldly to re-write school text-books and history-books to make new generation aware about such brave children and other martyrs like Bhagatsingh, Rajguru, Sukhdev and others who were deliberately ignored by Congress dynastically ruled by Nehru-Gandhi family. Insti...

Postal-tariffs have not been revised for last so many years resulting in undesired loss to public-exchequer due to negligible tariff like of 25 or 50 paise still prevailing even though coins in denominations less than rupee one are no more in circulation. Minimum postal-tariff for registered newspapers and ordinary post-cards should be rupee one with these post-cards fetching additional revenue through advertisements printed on postcards. Outdated Inland Letter Cards having lost utility should be discontinued. Thereafter all postal-tariffs (inland and international) should be in multiples of rupees ten. Printed or rubber-stamped post-cards and ordinary mail should have tariff of rupees ten with weight-slabs for mail-articles fixed in multiples of 50 gms rather than of 20 gms at present....