आर्थिक – Page 32 – Dialogue India (डायलॉग इंडिया): Latest And Breaking Hindi News Headlines, News In Hindi

May152019 by Dialogue IndiaNo Comments

Maximum chargeable interest-rate from anyone by anybody should be fixed

Central and state governments race for gaining sympathy of farmers by loan-waiver schemes, which in fact is more harmful for them because farmers cannot receive any bank-loan after once availing loan-waiver. This pushes them back in hands of money-lenders who take undue advantage by charging extra-ordinary heavy rate of interest. Apart from this, banks issue credit-card statements boldly depicting Minimum-Amount-Payable but credit-card users are unaware that they have to pay as much as 48-percent annual interest on availing such facility or even more in case of defaults. Moreover unsecured loans are sold by banks and Non-Banking-Financial-Companies NBFCs at times at exorbitant interest-rates crossing even 20-percent per annum. Reserve Bank of India RBI and Union Ministry of Finance s...

May152019 by Dialogue IndiaNo Comments

Same guidelines for one-rupee note like notes of other denominations can prevent selfish bureaucratic craze to waste public-money on printing uncirculated one-rupee notes

आर्थिक

Same guidelines for one-rupee note like notes of other denominations can prevent selfish bureaucratic craze to waste public-money on printing uncirculated one-rupee notes Only very few are aware of one-rupee notes having been re-issued on 06.03.2015 after being discontinued two decades back. The note earlier discontinued with those of rupees two and five was re-issued about two decades later subsequently being reprinted even now only because of bureaucratic craze of secretary-level officers of Union Finance Ministry. Only one-rupee notes bear signature of a secretary-level officer in Government of India. Other distinct feature in one-rupee note is that it is issued by Government of India while notes of all other denominations are issued by Reserve Bank of India RBI as printed on notes. ...

May152019 by Dialogue IndiaNo Comments

Income Tax and other concerned Departments must have acted in last five years against Mayawati and Akhilesh Yadav

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Income Tax and other concerned Departments must have acted in last five years against Mayawati and Akhilesh Yadav if Prime Minister considers their having acquired huge wealth and big bungalows It refers to Prime Minister in his speech on 12.05.2019 during poll-campaign for new Lok sabha targeting former UP Chief Ministers Akhilesh Yadav and Mayawati for accumulating huge wealth and creating big bungalows not only for themselves but also for their relatives. It is indeed a matter of concern that concerned government-agencies like Income Tax Department did not take any action against these political leaders on an aspect which was noted by none other than Prime Minister. It is time that Income Tax Department acts swiftly to probe income and source of wealth against political leaders d...

May152019 by Dialogue IndiaNo Comments

चिन्ताजनक है पूंजी का बढ़ता असन्तुलन

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भारत के अमीर और ज्यादा अमीर होते जा रहे हैं, गरीब और ज्यादा गरीब। इस बढ़ती असमानता से उपजी चिंताओं के बीच देश में अरब़पतियों की तादाद तेजी से बढ़ रही है। भारत के लिये विडम्बनापूर्ण है कि यहां गरीब दो वक्त की रोटी और बच्चों की दवाओं के लिए जूझ रहे हैं, वहीं कुछ अमीरों की संपत्ति लगातार बढ़ती जा रही है। देश में दसियों नए अरबपति उभरे हैं तो कुछ पुराने अरबपतियों की लुटिया भी डूब गई है। हालांकि अरबपतियों के उभरने की रफ्तार दुनिया में सबसे ज्यादा यहीं है। संपत्ति सलाहकार कंपनी नाइट फ्रैंक की ‘द वेल्थ रिपोर्ट 2019’ के अनुसार भारत में अरबपतियों की संख्या तेजी से बढ़ रही है। 2013 में यह 55 थी जो 2018 में बढ़कर 119 हो गई। फिलाडेल्फिया की टेंपल यूनिवर्सिटी के तहत फॉक्स स्कूल ऑफ बिजनेस के प्रोफेसर चाल्र्स धनराज के अनुसार पिछले कुछ वर्षों में देश का कारोबारी माहौल लगातार सुधरा है। एक ...

Apr282019 by Dialogue IndiaNo Comments

After General Insurance, public-sector LIC also slow in growth compared to private players

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Responsibility be fixed on LIC chairperson for best LIC performance Only days after it was revealed that private players are performing much better than four public-sector companies engaged in General Insurance, now Life Insurance industry has also shown just 5.7 percent growth as compared to 22-percent growth witnessed by public-sector LIC. Sincere efforts need to be made for retaining lion-share of public-sector LIC of India in Life Insurance Industry in larger public-interest. Private insurance-companies dominate consumers against consumer-interests after they are trapped in their hands through gimmick offers and extra large work-force for public dealing. LIC should total overhaul its working by imposing responsibility on LIC-chairman to ensure that LIC growth-rate may not be less...

Apr222019 by Dialogue IndiaNo Comments

Poll-promises for traders by Prime Minister

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GST be completely overhauled and simplified: Torture by NBFCs and private banks be stopped for unsecured loans It refers to Prime Minister on 19.04.2019 addressing traders at Talkatarora Stadium at New Delhi making poll-promises like rupees 50 lakh loans without collateral security, pension and credit-cards for traders, confessing difficulties faced by traders in implementation of GST. But nothing will improve till GST-structure is totally overhauled in one go rather than in parts to the extent that traders and others under GST network may be able to file GST-returns themselves that too in a manner that tax-evasion for GST and subsequently Income Tax may not be possible. There must be only two basic GST-slabs of 10 and 30 percent respectively for commodities and services of day-to-da...

Apr182019 by Dialogue IndiaNo Comments

Surplus capacity of coin-mints forcing unwanted coins: Coin-export should be propagated

आर्थिक

It refers to media-reports about huge nine-billion stock of coins presently held by Reserve Bank of India RBI because of plenty surplus coins already in circulation. Problem is going to be further mounted with pending indent of 3400 million coins for the year 2019-20 which is just one-third capacity of government-mints for producing coins. RBI-indents to Security and Printing Mills Company Limited SPMCIL for unwanted and forced-on-public coins are 8700 million coins for the year 2020-21 and 9800 million coins for the year 2021-22 which is likely to further add up to big problem to faced by public with unpopular coin-denominations of rupees 10 and 20 to be forced to tear up pockets and purses in years to come. This is all due to faulty planning when suddenly capacity of mints is increase...

Apr132019 by Dialogue IndiaNo Comments

Bank of Baroda should introduce seven-day per week working after merger of Dena Bank and Vijaya Bank with reduced number of branches

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Bank of Baroda should initiate process of merging nearby small branches of erstwhile Dena Bank and Vijaya Bank into the nearing bigger branch after merger on 01.04.2019 for a drastic cut in useless overheads, rent, salaries and other expenses. Surplus staff available after reduction of number of branches should be better utilised for unique seven-day per week working without any weekly or public holiday by providing two weekly-offs by rotation or by mutual consent amongst employees with bank-services taken as essential services like air, road or rail travel. Already some small private banks have started giving such seven-day per week banking. Thereafter even two-shift banking from 8 am to 8 pm can be started initially in select branches. Such a unique initiative will make public rush to...

Apr122019 by Dialogue IndiaNo Comments

New Income Tax Return forms to focus on tax-free agricultural income

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By seeking more details about presently tax-free agricultural income in newly introduced Income-Tax-Return ITR forms like name of district with PIN-code, area of agricultural land and irrigation-details etc., Central Board of Direct Taxes CBDT has indicated confession about large-scale misuse of tax-free agricultural-income by ultra-rich persons including politicians and celebrities in all fields including from film-industry and leading sports-persons. But even providing such details as sought in newly introduced ITR forms, misuse of tax-free provision of agricultural income by ultra-rich non-farmers cannot be stopped. These persons will declare their lavish farm-houses as agricultural land even though these farm-houses are in fact used as lavish resorts for week-ends and holding partie...

Apr52019 by Dialogue IndiaNo Comments

BSNL under heavy losses not paying salaries now planning VRS: Why not wind up BSNL

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It is a matter of concern that public-sector BSNL is running under heavy losses now planning for VSNL of its employees after public-sector company failed to pay regular salaries to its staff. It is surprising that while private players like JIO are earning profits even after offering economical tariffs, BSNL is not able to retain or increase its client-base thus turning BSNL as a loss-generating company for public-exchequer. BSNL should be better wound up like some very popular public-sector companies of earlier times HMT and IDPL. Central government should also study how public-sector companies run at heavy losses to the tune of their winding-up while shares of private companies in the same field witness regular jumps indicating heavy profits. Rather public-sector companies with all go...