आर्थिक – Page 37 – Dialogue India (डायलॉग इंडिया): Latest And Breaking Hindi News Headlines, News In Hindi

Dec232018 by Dialogue IndiaNo Comments

99-percent items to be under 18-percent or lower GST-slabs: What about service-sector

Dec232018 by Dialogue IndiaNo Comments

Malpractices of Banks in respect of credit-cards

Dec232018 by Dialogue IndiaNo Comments

Simplify Income Tax procedure by merging TAN with PAN

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Presently Income Tax Department provides two types of numbers namely Permanent Account Number -PAN, and Tax Deduction and Collection Account Number -TAN. While PAN is to be obtained for every tax-payer, TAN is a special number required only by those responsible for Tax Deducted at Source -TDS. Those required to obtain TAN number have to go through cumbersome procedure of filing TDS returns every quarter even though tax is deducted at source only say once in a complete year. Moreover there can be cases where TDS provision may required to be used only once in several years. It troubles very much to such TAN holders who are unnecessarily compelled to file TDS returns as nil every quarter. Even Income Tax Department has to spend much on staff and other overheads for managing those registered u...

Dec172018 by Dialogue IndiaNo Comments

Merger of banks: Should be earliest and in one go

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Union Cabinet on 23.08.2017 had given nod in principle for merger of public-sector banks but to be started in phases that too only after a long time-consuming process of deliberations and consultations in committees to be formed for the purpose. Talks of merger of nationalized banks have been there for so many years, and as such necessary and sufficient reports must have been ready by now for an early implementation of already over-delayed decision. It is also clear from news appearing in media about five banks (apart from State Bank of India) namely Punjab National Bank, Canara Bank, Union Bank of India, Bank of India and Bank of Baroda being made anchor banks where all other banks are to be merged. Merger should be in one-go rather than in phases that too earliest in a time-bound peri...

Dec172018 by Dialogue IndiaNo Comments

कौन भेजता भारत में अरबों डॉलर

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भारत वर्ष के विभिन्न कोनों में चालू वर्ष के दौरान विदेशों में बसे प्रवासी भारतीयों ने दिल खोलकर रकम भेजी। इन्होंने 80 बिलियन ड़ॉलर यानी करीब 80 अरब रुपये अपने देश में भेजा। वर्ल्ड बैंक की एक ताजा रिपोर्ट से यह जानकारी मिली है। पिछले साल यह रकम 69 बिलियन डॉलर ही थी। मतलब दुनिया के कोने-कोने में बसे प्रवासी भारतीय अपनी मातृभूमि पर दोनों हाथों से धन की वर्षा कर रहे हैं। आप कह सकते हैं कि देश से बाहर अपनी जिंदगी को संवारने गए ये लाखों भारतीय अब देश की किस्मत को भी बदलने में लग गये हैं। सबसे गौर करने लायक तथ्य ये है कि इनसे ज्यादा रकम किसी भी अन्य देश के विदेशों में रहने वाले नागरिकों ने अपने देश में नहीं भेजी। हालांकि पड़ोसी चीन के विदेशों में बसे नागरिकों की संख्या हमारे प्रवासी नागरिकों से कहीं अधिक हैं, पर हमने बाहर से प्राप्त रकम के मामले में उसे पछाड़ दिया। चीन को 2017 में 64 बिलियन ड...

Dec132018 by Dialogue IndiaNo Comments

Merge public-sector General-Insurance companies for drastic cut in overheads

आर्थिक

Central government should merge all public-sector companies for General Insurance into one unified company to reduce unnecessary overheads. If one single public-sector Life Insurance Corporation of India (LIC) provides life-insurance cover under so many plans effectively, then one General Insurance Corporation of India can also be formed by merging all public-sector Insurance-companies engaged in General Insurance. Such unified company will be able to compete more effectively with private-sector companies engaged in General Insurance in the manner that no private Insurance-company is presently able to compete with public-sector Life Insurance Corporation of India. MADHU AGRAWAL

Dec132018 by Dialogue IndiaNo Comments

Income Tax search on private locker-vaults in Khari Baoli of Old Delhi

आर्थिक

Private locker-vaults are necessary evil but should be regulated It refers to Income Tax officers continuing to wait for those having taken on rent lockers operated by a private firm in Khari Baoli area of Old Delhi which is the prominent business hub for wholesale trade of many commodities. Only one-third out of total about 150 lockers are till date opened because lack of regulatory norms for taking these privately-operated lockers on hire with rent running into some lakhs of rupees annually. Already about rupees 35 crores of currency has been detected from the opened lockers. Earlier also similar search in South Extension area of New Delhi resulted in seizure of heavy unaccounted cash. Such privately operated lockers working till late evening are necessary evil because India does ...

Dec132018 by Dialogue IndiaNo Comments

Inoperative and matured accounts in post-offices

आर्थिक

There is huge unclaimed money lying deposited in post-offices with even many account-holders and depositors died without having informed their legal heirs. There are always chances of frauds (like in banks) that some mischievous persons in connivance with certain postal-employees may try to grab such unknown deposits. Department of Posts should send letters by registered post in name of such account-holders and depositors not having operated their accounts and claimed for maturity-amounts of deposits in last say three years giving them a reasonable period of say three months to either renew their accounts or deposits. Otherwise all such unclaimed money may be freezed in some fixed account, which may be allowed to be withdrawn only after careful verification. Details of all such accounts th...

Dec62018 by Dialogue IndiaNo Comments

आरबीआई बोर्ड बैठक में निकला बीच का रास्ता

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भारतीय रिजर्व बैंक (आरबीआई) के पूर्ण बोर्ड की बहुप्रतीक्षित बैठक में जिस तरह के हंगामे के आसार थे, वैसा कुछ सामने नहीं आया। बैठक में वैसे तो सरकार और केंद्रीय बैंक के बीच विवाद के किसी भी मुद्दे पर दो टूक फैसला नहीं हुआ, लेकिन हर मुद्दे पर बीच की राह निकालने की कोशिश होती दिखी। सरकार की मांग थी कि आरबीआई के रिजर्व फंड में उसे ज्यादा हिस्सा मिले, तो इस पर फैसला करने के लिए एक विशेष समिति गठित कर दी गई। सरकार की दूसरी मांग थी प्रॉ प्ट करेक्टिव एक्शन (पीसीए) के अंकुश से सरकारी क्षेत्र के 11 बैंकों को बाहर निकालने या उसमें ढील देने की, तो इस मामले को आरबीआई की ही एक आंतरिक समिति को सौंप दिया गया। फंसे कर्ज (एनपीए) से जुड़े नए नियमों के बोझ में दबे छोटे व मझोले उद्योगों को राहत देने के मुद्दे पर आरबीआई जरूर झुकता दिख रहा है। बैठक की गंभीरता का अंदाजा इस बात से लगाया जा सकता है कि यह करीब ...

Dec62018 by Dialogue IndiaNo Comments

Corporation Bank not geared up to handle government-business like PPF accounts

आर्थिक

Applications-form for opening new Public Provident Fund PPF account is Corporation Bank is wrongly designed with a provision of Joint Accounts. But PPF accounts are not opened in joint-names, thus confusing both the applicants and the bank-officials wasting man-hours in hit and trial to open PPF accounts. Ultimately the accounts were opened in individual names. Moreover while all other banks like State Bank of India have provision to provide pass-books for PPF accounts, issuing of pass-book could not be possible for a 20-digit PPF account-number while passbook-printer and software at the bank is designed to handle only 15-digit account-number. Corporation Bank headquarters should look into the problem by modifying the form and the software to print PPF passbook. Moreover there are useless ...