आर्थिक – Page 38 – Dialogue India (डायलॉग इंडिया): Latest And Breaking Hindi News Headlines, News In Hindi

Dec62018 by Dialogue IndiaNo Comments

RBI should altogether abolish concept of foreclosure charges

Reserve Bank of India in an RTI response dated 03.09.2009 had mentioned that RBI does not approve policy of foreclosure-charges on pre-payment of loans, but keeping short of issuing any directives. But subsequently foreclosure-charges in respect of home-loans were abolished by an RBI directive dated 05.06.2012 but only in respect of banks and not for Non-Banking-Financial-Companies (NBFC). However NBFCs themselves abolished foreclosure-charges in respect of home-loans due to their competition with banks in loan-business. RBI through its circular dated 07.05.2014 abolished foreclosure-charges for all types of loans given by banks to individuals followed by another circular dated 14.07.2014 abolishing foreclosure charges being charged by NBFCs from individuals also but only on loans with fl...

Dec62018 by Dialogue IndiaNo Comments

Extend deadline to restrict sale of shares in physical form with adequate publicity

addtop, BREAKING NEWS, आर्थिक

Security and exchange Board of India SEBI has fixed 05.12.2018 as date from which shares of companies will not be allowed to be transferred in physical form. But still there is a very large number of old share-holders who are not aware of SEBI decision. SEBI should extend the deadline till say 31.03.2018 but with regular and adequate media-publicity. Even all companies should be directed to inform individual share-holders to intimate about the decision both in Hindi and English so that aged ones specially may be able to transfer their holdings in physical form to their near ones or sell without requiring cumbersome procedure of Dematerialization DEMAT of shares. DEMAT accounts must have compulsorily nomination unless in joint names with DEMAT accounts allowed only in banks and public-secto...

Nov302018 by Dialogue IndiaNo Comments

LPG subsidy only in bank-accounts with balance less than rupees 3000?

आर्थिक

It refers to media-reports about LPG subsidy now to be credited only in bank-accounts having balance below rupees 3000 as a check towards subsidy not going to affording persons. But this is contradictory to government-step of encouraging people for savings made in bank-accounts. Any such decision will be like watering leaves rather than roots. Government-data reveals that even many Jan-Dhan accounts of poor people have sufficient deposits which may deprive them of LPG-subsidy in case the decision is implemented. Encouraging subsidy in itself a bad phenomenon and should be discouraged. Those desiring and entitled for LPG subsidies, should rather been required file an affidavit towards total family-income rather than expecting ineligible persons for surrendering LPG subsidy voluntarily. Suc...

Nov302018 by Dialogue IndiaNo Comments

Toll-tax now for only road-stretch used

आर्थिक

Best is one-time toll-tax at time of purchase of new vehicles like system exists for one-time road-tax It refers to Union Ministry for Highways working on new toll-policy where toll-tax will have to be paid only for stretch of road used rather than for complete road-stretch between two toll-plazas. Any such new policy will require lot of investment on existing highways tolling system under Pay-As-You-Use plan, even though new highways like Eastern and Western Peripheral Expressway around Delhi are equipped with new system. But best is to replace toll-system by charging one-time toll-tax on purchase of new vehicles like system exists for charging one-time road-tax on purchase of new vehicles. It may be recalled that all concerned including vehicle-users and transport-authorities welcomed ...

Nov302018 by Dialogue IndiaNo Comments

New panel to draft new Income Tax Act with deadline extended to 28.02.2019

आर्थिक

It refers to CBDT member Akhilesh Ranjan being appointed as new convenor of the panel formed for drafting new Income Tax Act to replace more than half-century old Income Tax Act 1961. The panel should draft new Act in a manner to minimise exemptions. There are many exemptions like on charity and contributions made to and received by political parties. These are grossly misused and should be abolished. There should be a consolidated head for personal exemptions clubbing all heads like for medical-insurance, investments in government-schemes etc with consolidated limit being fixed at say rupees two lakhs. For senior citizens, such a limit can be some higher. There should be one single investment-plan for senior citizens attracting higher interest-rate of eight percent with clubb...

Nov302018 by Dialogue IndiaNo Comments

आंकड़ों की हेराफेरी से जनधन योजना की नाकामी छिप नहीं सकती

addtop, EXCLUSIVE NEWS, आर्थिक

प्रधानमंत्री नरेन्द्र मोदी ने अपने चार साल के कार्यकाल में एक से एक योजना और अभियान चलाए। चार साल के बाद ये जानना तो लाजिमी हो जाता है कि आखिर केन्द्र की मोदी सरकार के द्वारा चलाए गए अभियानों और योजनाओं का लाभ अवाम को कितना मिला है। आदर्श ग्राम योजना, स्वच्छता अभियान, स्मार्टसिटी के साथ ही ऐसी तमाम योजनाएं है जिनका सरोकार सीधे जनता है। आज हम उस जनधन योजना की यथा स्थिति के बारे में जानने का प्रयास करते है जिसका आम गरीब की आर्थिक बेहतरी से सीधे-सीधे नाता रहा है। बता दे कि मोदी सरकार की जन धन योजना और स्वच्छ भारत जैसी कुछेक योजनाएं ही देश के मन को लुभाने में कामयाब रही है जबकि इसी दौरान पेश अन्य योजनाएं लोगों के दिलो दिमाग में खास जगह नहीं बना पायी हैं। लेकिन व्यवहारिकता के धरातल पर देखा जाए तो ये योजनाएं भी प्रचार-प्रसार का ही एक माध्यम बन कर रह गई है। इसकी सफलता को लेकर जितने ढ़ोल पीटे गए व...

Nov242018 by Dialogue IndiaNo Comments

उठो, फिर चलो स्टार्ट-अप के प्रेरणा स्रोतों

Nov242018 by Dialogue IndiaNo Comments

End of anti-corruption?

Nov242018 by Dialogue IndiaNo Comments

Income tax Department crack-down on service-charge levied by hotels and restaurants

BREAKING NEWS, आर्थिक

It refers to initiative of Income Tax Department to scrutinise anti-consumer practice of levying service-charge by many hotels and restaurants to ensure that the amount so levied reaches to staff of concerned hotels and restaurants rather than being pocketed by owners as their additional income. Perhaps such an initiative by Income Tax Department may discourage hotels and restaurants to discontinue such anti-consumer practice. But it is quite likely that staff of hotels and restaurants may not be benefitted through such initiative of Income Tax Department, because owners may be employing staff with less salary taking into consideration such extra income of employees while negotiating salary. It is unfortunate that Department of Consumer Affairs failed in its duty to ban levying of servi...

Nov242018 by Dialogue IndiaNo Comments

Standardize consumables in car-industry

BREAKING NEWS, आर्थिक

Union government should induce standardization of common accessories like tyres and batteries so that same parts may be used in different models of cars produced by various car-manufacturers. It will heavily bring down cost of consumables through their bumper production in extra large numbers in some limited sizes and specifications. It can be achieved by merging some nearing sizes and specifications. Such guidelines though also mentioned in auto-policy of Union government, are never followed in actual practice. Too many variants of any car-model confuse customers. There may be just two variants apart from the third with automatic gears, one basic Lx for economy customers and the other Vx with all company-fitted extra accessories and luxuries for affording customers. There is no sense i...