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It refers to state Bank of India taking initiative to do away with bank-charges for electronic bank-transfers. System should be that all requirements like Minimum Balance, interest-rates, bank-charges and other procedures may be uniform for all public-sector banks. Cover-page of pass-books should incorporate all details including even name of nominees of account-holders as submitted to the banks for convenience of account-holders so that bank-customers may not have to face problem in case of fading memory with lapse of time with account getting older. Department of Financial Services DFS and Reserve Bank of India RBI should devise common application-forms for all types of accounts to be opened in the banks including also for government savings-schemes and 7.75-percent RBI bonds. Provisi...

PNB Metlife is an insurance-company using logo of public-sector Punjab National Bank, but there is absolute no clarity on exact relationship between Punjab National Bank and PNB Metlife where agents of PNB Metlife lure members of public through highly lucrative investment-offers but without giving any brochure or highlights of the offered schemes on website. It is clear that no government-saving scheme presently provides annual-interest more than eight-percent that too taxable and only for senior citizens. It is impossible that any public-sector company like PNB Metlife may provide above-referred extra-lucrative scheme. Punjab National Bank should make their relationship with PNB Metlife clear through newspaper-advertisements and prominently on their websites. In case PNB Metlife is ...

Medicated stents are widely used to unblock heart arteries. While the drug prevents the growth of muscle cells around the stent, it however,  retards endothelial cells necessary for healing the wound site and may result in the formation of clots. That’s why anti-clotting medications are given, which must be taken life-long; also, they come with adverse side effects.  To minimise such stent-related complications, a group of Indian researchers has developed a dual drug delivery therapy. Laboratory tests have shown that the drug combination can inhibit the growth of muscle cells and prevent clotting at the stent site. Moreover, the drugs are loaded into a flexible polymer which eliminates problems that occur during crimping and implantation of stents. Two widely prescribed lipid-lowerin...

It is quite usual that many a times some medical-practitioners including in Unani, Ayurvedic and Homeopathic fields mix strong doses of steroids in unbranded medicines like powders and syrups in a bid to exhibit their self-acclaimed expertise in curing diseases. (I have my own bitter experience when my mother died at an early age of just 58 years on 21.08.1980 due to such daily dose of steroid-mixed unbranded Ayurvedic powder). Central government should formulate some effective remedy to overcome the problem. Even though remedy lies in banning unbranded medicines, but the step is liable to open a pathway for minting money for drug manufacturers. Best remedy is that Central government may establish its own production units for all types of medicines including Allopathic, Unani, Homeopathic ...